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Can I get car insurance by the hour?

Can I get car insurance by the hour?

What is hourly car insurance?

Updated over 3 weeks ago

Car insurance by the hour? No problem!

Whether it's for one hour or twelve, if that’s how much cover you need, that’s how much cover you should have - you decide.

With flexible options tailored to your schedule, you can drive with peace of mind, knowing you're protected for exactly the time you need. Hourly car insurance is perfect for drivers who need to keep things flexible – you're in the driver's seat.

The great news is, car insurance by the hour is just like an annual policy – only shorter. Hourly car insurance policies are comprehensive as standard and don’t affect your no claims bonus.

  • Loss of or damage to your vehicle caused by fire, theft or attempted theft

  • Cover for third party for property damage

  • Replacement keys and locks cover

You’ll be able to find full details of what’s included in your policy while you’re buying your policy and in your policy documents.

Why would I need hourly car insurance?

There are plenty of reasons why you might find yourself looking for car insurance by the hour. You may need to borrow a friend’s car to run a few errands, share the drive with another driver on a long trip, or, you may just have bought a new car and need to drive it from the dealership to home before you’ve purchased your annual cover.

This sounds amazing - how do I get covered?

Great question - it’s simple and only takes a couple of minutes, Covertime is proudly faff-free!

Once you’ve entered your details and selected how long you need cover, our astonishingly quick quote finder works speedily to bring you quotes from our panel of expert insurers.

Need cover instantly? No problem – just select that you’d like your cover to start ASAP, it usually only takes a few minutes to get you set up and on the way!

If you’re super organised and are setting up cover in advance, you can do this by selecting the exact date and time you’d like your cover to start.

Don’t worry, we’ll also send you a reminder when your cover is about to expire, so you’ll never be caught out without your insurance in place.

Ready to take a quote out for a spin?

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