If you’re borrowing someone else’s car, it’s a legal requirement to make sure you are correctly insured. Just because their car may be insured already, doesn’t mean you are personally insured to drive it. When you’re borrowing a friend or family member’s car, it’s important to make sure that you:
1. have their permission and 2. have the correct insurance in place before you set off.
If you’re looking to get insurance to drive a borrowed car and you’re not already a named driver on their annual policy, temporary or short-term car insurance can be a simple and often cost-effective way to do this, depending on how long you need to use the car. If you're likely to be borrowing someone else's car very regularly or for longer periods of time, it might be worth looking to get your name added to their annual policy as an option. If you're looking to borrow the car for a short period of time or just a one-off, temporary car insurance is a comprehensive, and it doesn’t affect your no claims bonus, which in itself, it certainly a bonus!
How long does temporary car insurance last? One of the best things about temporary car insurance is its flexibility. If you’re needing to borrow a car for a period between 1 hour and 28 days, this may be the solution for you. You can get insured on someone else's car hourly, daily, weekly or up to 28 days.
Borrowing someone's car?