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What we can't cover

What we're currently unable to cover at the moment

Updated this week

Here's a list of what we are currently not able to cover at the moment.

We're always looking to expand on what we're able to cover, so just because we can't cover it now, does not necessarily mean we won't be able to cover it in the future so make sure you check back and see what's new!

About You

  • Driving licences issued outside of Great Britain (including licences issued in Northern Ireland, the Isle of Man, the Channel Islands or any other state.)

  • Residing outside of Great Britain without a fixed residential address in England, Scotland or Wales. Including Northern Ireland, the Isle of Man, the Channel Islands or any other state.

  • Residing in Great Britain for less than 2 years.

  • Applying for a quote on a vehicle that you are not legally able to drive (e.g. driving licence restrictions) and you must comply with any driving licence restrictions that may be applicable to you.

About the Car

  • Must not be valued at less than £1,500 (minimum) or more than £50,000 (maximum).

  • Must not be a Van, Lorry, Minibus, Horsebox, Motor Caravan, Motor Home, Recovery Vehicle, Licenced Taxi or Minicab or a Tipper, or any other motorised vehicle that is not considered a car by the DVLA.

  • Must have no more than 7 seats in total.

  • Must not be left hand drive.

  • Must not exceed a GVW (gross vehicle weight) of 3.5 tonnes.

  • Must have no modifications from the manufacturer’s standard specification (this excludes where the modifications are for the purpose of aiding disabled drivers).

  • Must not be a short period hire or loan car, including vehicle rentals, vehicle salvage and recovery agents, credit hire vehicle companies and accident management companies.

  • Is not currently seized or held in a police compound.

  • Cars currently declared SORN (Statutory Off-Road Notification).

About the Use

  • Must not be used to release a seized vehicle from a police or local authority compound.

  • Must not be used for hire and reward, racing, pace-making, speed testing, commercial travelling or use for any purpose in relation to the motor trade.

  • Must not be used for carrying hazardous goods or used at a hazardous location.

  • The car must not be imported or exported during the duration of the cover.

  • Must not be used for any commercial purposes in connection with the motor trade including the buying or selling of cars or the repairing or servicing of cars.

  • Must not be used to carry passengers or goods for payment, to carry goods or property that do not belong to you, or to deliver fast food for payment or reward.

  • Must not be used for fast food delivery, parcel delivery or courier use of any kind.

If you have any queries about what's listed here, or your circumstances change and you think you're no longer covered, get in touch with the team as soon as possible at [email protected], or dropping us a message on our Livechat.

Want to check what we can cover? Take a look here.

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