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What is the MID?

Explaining the Motor Insurers' Database

Updated over 3 months ago

The Motor Insurers’ Database (MID) is the central record of all insured vehicles in the UK. Managed by the Motor Insurers’ Bureau, it is used by the Police and the DVLA to enforce motor insurance law - ensuring that vehicles driven on our roads are always insured.

Once a policy is purchased and cover is confirmed, we instantly send the details of your policy to the MID database provider, Motor Data Solutions. They will upload the details of your insurance to the MID, which is updated twice per day. Your certificate is your proof of insurance cover.

In rare cases it may take up to 7 days for private motor policies to be added. Your insurance certificate serves as your proof of insurance and should be accessible at all times.

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