What we can cover

For car insurance: must be aged between 21 and 75 years at the time of application.

For van insurance: must be aged between 23 and 69 years at the time of application.

Must hold a full GB driving licence and have done so for at least 6 months at the time of application for car insurance, and 12 months for van insurance

Must be a permanent GB resident with a fixed residential address in England, Scotland or Wales for at least 12 months.

Must have no more that 6 licence points issued in the last 3 years.

Must not have been disqualified from driving in the last 5 years.

Must have no more than 1 fault / 2 no fault claims or losses in the last 3 years.

Must not have had a previous policy of insurance voided by an insurer.

Must have no criminal convictions, no current Anti-Social Behaviour Order (ASBO) or Criminal Behaviour Order (CBO) and do not have any unspent criminal convictions (except for those resulting from motor offences).

Must only apply for a quote on a vehicle that you are legally able to drive (e.g. where you have an automatic licence, you may only drive an automatic car).

Is registered in Great Britain (please note this includes England, Scotland and Wales and excludes Northern Ireland, the Isle of Man, the Channel Islands or any other state).

Is right hand drive only.

Must be in a roadworthy condition with a current and valid MOT (unless the purpose of the insurance is to take the car to a pre-booked MOT appointment).

Must have valid road tax (unless the purpose of the insurance is to tax the car).

Must have a minimum value of £1,500.

Must have a current market value of less than £65,000.

Is no more than 3.5 tonnes GVW (gross vehicle weight).

If the car is leased, the lease must be for a duration of 12 months’ or more.

Is registered in Great Britain (please note this includes England, Scotland and Wales and excludes Northern Ireland, the Isle of Man, the Channel Islands or any other state).

Is right hand drive only.

Must be in a roadworthy condition with a current and valid MOT (unless the purpose of the insurance is to take the van to a pre-booked MOT appointment).

Must have valid road tax (unless the purpose of the insurance is to tax the van).

Must have a minimum value of £1,500.

Must have a current market value of less than £40,000.

Is no more than 3.5 tonnes GVW (gross vehicle weight).

If the vehicle is not yours, you must have permission from the legal registered keeper to insure and use the vehicle.

The vehicle must start and end its journey in the UK and must not be imported or exported during the policy duration.