What we can cover

Car insurance Full UK licence: must be aged between 21 and 75 years at the time of application.

Car insurance Provisional UK licence: must be aged between 17 and 75 years at the time of application, and be supervised by a suitable person, Aged over 25, who has held a full UK licence for at least 3 years.

For van insurance: must be aged between 22 and 69 years at the time of application.

At this time we can only accept full UK or provisional licences issued in England, Wales and Scotland. If you've held your full licence for less than 6 months sadly, we can't offer you a quote at this time. You must have held a full UK licence for 12 months for van insurance.

Must be a permanent GB resident with a fixed residential address in England, Scotland or Wales for at least 12 months.

For car insurance: Must have no more than 6 licence points issued in the last 3 years.

For van insurance: Maximum 3 penalty points

Must not have been disqualified from driving in the last 3 years.

For car insurance: Must have no more than 1 fault / 2 no fault claims or losses in the last 3 years.

For van insurance: No previous claims in 3 years

Must not have had a previous policy of insurance voided by an insurer.

Must have no criminal convictions, no current Anti-Social Behaviour Order (ASBO) or Criminal Behaviour Order (CBO) and do not have any unspent criminal convictions (except for those resulting from motor offences).

Must only apply for a quote on a vehicle that you are legally able to drive (e.g. where you have an automatic licence, you may only drive an automatic car).

Is registered in Great Britain (please note this includes England, Scotland and Wales and excludes Northern Ireland, the Isle of Man, the Channel Islands or any other state).

Is right hand drive only.

Must be in a roadworthy condition with a current and valid MOT (unless the purpose of the insurance is to take the car to a pre-booked MOT appointment).

Must have valid road tax (unless the purpose of the insurance is to tax the car).

Must have a minimum value of £800.

Must have a current market value of less than £65,000.

Is no more than 3.5 tonnes GVW (gross vehicle weight).

If the car is leased, the lease must be for a duration of 12 months’ or more.

Is registered in Great Britain (please note this includes England, Scotland and Wales and excludes Northern Ireland, the Isle of Man, the Channel Islands or any other state).

Is right hand drive only.

Must be in a roadworthy condition with a current and valid MOT (unless the purpose of the insurance is to take the van to a pre-booked MOT appointment).

Must have valid road tax (unless the purpose of the insurance is to tax the van).

Must have a minimum value of £1,500.

Must have a current market value of less than £40,000.

Is no more than 3.5 tonnes GVW (gross vehicle weight).

If the vehicle is not yours, you must have permission from the legal registered keeper to insure and use the vehicle.

The vehicle must start and end its journey in the UK and must not be imported or exported during the policy duration.